APRIL 15-16, 2004

APRIL 15, 2004

THE SURETY UPDATE

Jeffrey S. Price, Esq.- Manier & Herod

WHEN THE PRINCIPAL GIVES YOU LEMONS, MAKE LEMONADE:
TURNING THE PRINCIPALS BANKRUPTCY TO THE SURETY=S ADVANTAGE

Alberta L. Adams, Esq., Shashauna Dermody - Krebs, Farley & Pelleteri, L.L.C.

MANIFEST INTENT AND THE FINANCIAL BENEFIT REQUIREMENT IN INSURING AGREEMENT A

David T. Knight, Esq. - Hill, Ward & Henderson, P.A.

FINANCING THE PRINCIPAL - To support or replace?

Thomas J. Burke, PE - Forcon International Corp.

PRACTICAL POINTERS ON PREFERENCES

John V. Burch, Esquire, Christopher R. Stovall, Esq. - Bovis, Kyle & Burch, LLC

THE SURETY'S EXPOSURE FOR PROPERTY DAMAGE AND BODILY INJURY:
IDENTIFICATION, ALLOCATION, AVOIDANCE OF THE RISK

Mark Holtschneider - St. Paul Surety, Patrick E. Gaas, Esq. - Coats | Rose

BOND CLAIMS IN CYBERSPACE

Curtis E. Falany, PE - Forcon International Corp.

FIDELITY LAW UPDATE

Eugene R. Preaus, Esq. - Preaus, Roddy & Associates, LLP

WHAT SURETIES SHOULD KNOW ABOUT MOLD DAMAGE CLAIMS (OR, THE FUNGUS AMONG US)

Gregory W. Kilburn - Claim Counsel, Midwest Region - Zurich, N.A., Tom R. Barber, Esq., Edward S. Hubbard, Esq. - Coats, Rose, Yale, Ryman & Lee, P.C.

NEW FIB, OLD CRIME: CONTRASTING FINANCIAL INSTITUTION BOND REVISIONS WITH FORMERLY PARALLEL CRIME POLICY PROVISIONS

Gregory R. Veal, Esq. - Bovis, Kyle & Burch, LLC

PAY ME NOW OR PAY ME LATER! RECOVERY OF PERFORMANCE BOND PAYMENTS MADE BY THE SURETY FROM THE PRINCIPAL=S CGL CARRIER

Steven G. Schember, Esq., Ernest J. Marquart, Esq. - Shumaker, Loop & Kendrick, LLP

CLAPPER, CONE AND NATIONAL FIRE: OH EQUITABLE SUBROGATION RIGHTS, WHEREFORE ART THOU?

Gregory P. Brown, Esq. - Hill, Ward & Henderson, P.A.

BAD FAITH: A SURVEY OF CURRENT LAW FOR SURETIES AND FIDELITY CARRIERS

L. Graves Stiff, III, Esq., Thomas L. Selden, Esq., J. Scott Dickens, Esq., Brian A. Dodd, Esq., Elise M. Frohsin, Esq. - Starnes & Atchison LLP

SURETY CLAIM TIPS FROM THE PROS

Michael J. Sugar, Jr. Esq. - Forcon International Corp., James A. Carpenter - NAS Surety Group, Thomas C. Finley - Zurich, NA